insurance deductibles for occupational therapy

It’s a new year! Happy New Year! 

Well, January means that insurance deductibles start over again.

Now you’re thinking, “Oh boy, so I just spent all my money on Christmas presents, and now I have to pay my insurance deductible?”

For most of you, your plan year starts over in January. We want you to be prepared for the fact that usually, this means you’ll be paying in full for your first month of therapy in January. (And if you have a high-deductible plan, like many of us do, you may be paying for a little longer than that.) So be prepared for that expense when you come in.

Make sure your insurance card is up to date, and please make sure to let us know if anything has changed—if your plan has changed if the company has changed, anything like that. When you let us know about the changes in advance it makes it a lot easier for us to verify your benefits.

We assume your benefits are going to stay the same until we find out differently! So if you know ahead of time that your benefits are going to be different, it’s so helpful if you let us know!

Often with a new insurance plan year, you will also get new insurance cards. We need to have the updated insurance cards on file, so please remember to bring those with you as well. And if you have a credit card on file with us, we need you to update that information with us too. If you have any questions, please give us a call! 


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